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    Occupy Wall Street: What Just Happened? eBook on Amazon

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Urgent! Calls needed on Bankruptcy reform legislation

*** CALL TO ACTION ***

Please make calls today to help pass critical bankruptcy reform legislation, which the House is expected to vote on as early as this Thursday.

The proposed bankruptcy reform is absolutely vital to reducing foreclosures, and will help save the homes of hundreds of thousands of families nationally.  It would enable bankruptcy judges to modify home mortgages to make them more affordable, including by reducing the amount owed on a mortgage down to the actual value of the property.

The bankruptcy amendment is a key component of President Obama ‘s housing plan released last week — and the one major component that requires Congressional action.  The legislation is needed to help those families who will not be able to take advantage of the other remedies included in plan.

The House is expected to vote on the bill, “Helping Families Save Their Homes in Bankruptcy Act of 2009” (H.R.200/S.61), this week.  Please find below a link to a set of suggested talking points, prepared by the Center for Responsible Lending.

Senator Schumer is a co-sponsor of the bill.

CALL TO ACTION: PLEASE MAKE CALLS TODAY & TOMORROW TO YOUR REPRESENTATIVE AND TO SEN. GILLIBRAND !!!

1.  Call your U.S. Representatives and urge them to vote in favor of the Helping Families Save Their Homes in Bankruptcy Act, currently H.R. 200.

To find your Representative, go to:  https://writerep.house.gov/writerep/welcome.shtml

Helpful Talking Points:
“My name is ______ and I am calling from _________.  I call to urge Representative __________ to vote in favor of H.R.200, the Helping Families Save Their Homes in Bankruptcy Act of 2009, also known as the “Durbin bill.”  Foreclosures are getting worse, not better, in our district, with major implications for our entire local and state economies.  We need to stabilize the housing market.  Bankruptcy reform, which would allow judges to modify mortgages on primary residences, is a critical piece of the puzzle, especially for New York homeowners who don’t qualify for other programs.”

2.  Call Senator Gillibrand at (202) 224-4451, and send a letter to her at 202-228-0282 (fax).

Helpful talking points:
“My name is ______ and I am calling from _________.  I call to urge Senator Gillibrand to vote in favor of S.61, the Helping Families Save Their Homes in Bankruptcy Act of 2009, also known as the “Durbin bill.”  Foreclosures are getting worse, not better, in our state with major implications for our entire local and state economies.  We need to stabilize the housing market.  Bankruptcy reform, which would allow judges to modify mortgages on primary residences, is a critical piece of the puzzle, especially for New York homeowners who don’t qualify for other programs.”

Click here for additional talking points, prepared by the Center for Responsible Lending

If you have questions, please contact the following NYRL Steering Committee members:

Josh Zinner Josh@nedap.org or 212-680-5100
Kirsten Keefe Kkeefe@empirejustice.org or
518-935-2846
Ruhi Maker rmaker@empirejustice.org or 585-295-5808

Barb Van Kerkhove Bvankerkhove@empirejustice.org or 585-295-5815

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